Retirement, estate, tax and insurance planning from Dan Anders, CFP®, TEP, for families and business owners across BC since 1983.
A financial planner looks at your whole financial life and turns it into one clear plan covering retirement income, taxes, investments, insurance and your estate. I’m Dan Anders, founder of Interact Financial. I’m a CFP® professional and Trust and Estate Practitioner (TEP) based in Victoria, and I’ve worked in financial planning since 1983: first in Alberta, and on the West Coast since 1999.
I work with successful families, retirees and small business owners on the problems that cost them the most: excess taxation, estate preservation and business succession. If you’re comparing financial advisors in Victoria, the difference is that I start with a complete plan, not a product.
My approach is simple: We guide, you decide. I’ll explain your options clearly, and you make every decision. How I’m paid, upfront: you choose. You can pay me a fee-only planning fee, with no products sold. Or you can work on a commission basis, where the insurance company pays me if you buy insurance through me. Either way, I’ll explain how I’m paid before you decide.
Dan Anders, CFP®, TEP, Smith Manoeuvre Certified Professional™
in financial planning since 1983, first in Alberta and in BC since 1999
3450 Uptown Blvd, Victoria, BC V8Z 0B9
financial planning, retirement planning, estate planning, life and disability insurance, business succession and the Smith Manoeuvre™
fee-only or commission. You choose, and I explain how I'm paid before you decide.
CFP® certification from FP Canada™, and the TEP designation from STEP Canada
complimentary, with no obligation
+1 (604) 318-9161
My financial planning services cover the whole picture, so your retirement, taxes, insurance and estate work together instead of pulling in different directions.
You pay me directly for advice, and there are no products to sell. This suits people who want a second opinion or objective advice before a big decision. Learn about fee-only financial planning in Victoria.
You get a complete written plan from a CFP® professional, bound by FP Canada’s Code of Ethics to put your interests first. See what working with a Certified Financial Planner in BC involves.
We work out when you can retire, how much income you’ll have, and how to draw down your RRSPs, RRIFs, TFSAs, CPP and OAS in a tax-efficient order. Explore retirement planning in Victoria.
This covers wills, powers of attorney, representation agreements, beneficiary designations and trusts. Together they help reduce taxes and BC probate fees (about 1.4% of estate value over $50,000) and protect your family. Read about estate planning in British Columbia.
I compare life, disability and long-term care coverage from multiple insurers, including portable mortgage protection. I can also do a fee-only review of the coverage you already have. Compare life insurance in Victoria, BC.
For small business owners: succession planning, buy-sell funding, key person coverage and employee benefits, to protect the business you’ve built and plan your exit.
| Fee-only | Commission-based | |
|---|---|---|
| Who pays me | You, directly | The insurance company, if you buy through me |
| Products sold | None | Insurance products, if you choose them |
| Best for | Objective advice, second opinions and insurance audits | Getting advice and buying coverage in one place |
| Disclosure | The fee is agreed in advance | I explain how I'm paid before you decide |
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We talk about your goals, your concerns and what you want to get right. There's no cost and no obligation.
This includes your income, savings, debts, pensions, insurance, business interests and estate documents.
I analyze your situation and recommend clear options for your retirement, taxes, insurance and estate.
You decide what to act on. We then review your plan as your life, the tax rules and your goals change.
I entered the financial planning industry in 1983 in Alberta. In 1999 I moved to the West Coast, and I still serve my Alberta clients. Over four decades I’ve worked with successful families, small business owners and the professionals who advise them, including accountants, lawyers and other advisors who bring me in on estate and insurance planning.
I chose a career in insurance and estate planning at 25, and that’s still the core of my work: making sure what you’ve built is protected, taxed fairly and passed on the way you want.As heard on: Tax Talk Podcast, Episode 29, “Better Mortgage Insurance Protection” (September 2023).
Verify me yourself. Search my name in FP Canada’s “Find a Planner” directory and the STEP Canada member directory, and check my insurance licence with the Insurance Council of British Columbia.
